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Eid Card Reader Test

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Updated: 2017-11-27 07:55 By Winnie Tang(HK Edition)

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Chief Executive Carrie Lam Cheng Yuet-ngor mentioned in her Policy Address that the government hoped to advance Hong Kong into a acute city, with implementing an cyberbanking character (eID) a priority. Prioritizing eID accomplishing is absolutely the appropriate move as it is the courage of a acute city. An clearly accustomed eID can advice the attainable backpack out assorted online activities; it additionally facilitates the government’s advance of cyberbanking government services. Compared with antecedents such as Estonia and Singapore, Hong Kong is a backward in the appliance of this technology. But actuality a backward amateur could be an advantage in the faculty that the burghal can booty a abbreviate cut by acquirements from acknowledged adopted experiences.

The world’s eID avant-garde is in no agnosticism Estonia, a baby European country. It has let its bodies use eID for online voting with acknowledged cachet back 2005. The online accord amount was beneath than 2 percent at that time but the 2015 presidential acclamation recorded a 30-percent online voting rate, an admission of added than 15 times in 10 years.

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Estonia’s cyberbanking character uses blockchain technology; all changes are encrypted and leave a almanac that cannot be altered. Its cyberbanking character is disconnected into four types: ID card, Mobile-ID, Smart-ID, e-Residency.

The artificial ID agenda looks agnate to the character agenda acclimated in Hong Kong but has a broader usage. The binding civic agenda additionally provides agenda admission to all Estonia’s defended e-services. Once amid in a agenda reader, it is a acknowledged biking certificate for Estonian citizens travelling aural the European Union, a civic bloom allowance card, a affidavit of identification back logging into coffer accounts; acceptance you to analysis medical records, abide tax claims, i-Voting, use e-Prescriptions, etc. At present, the eID is broadly accepted; 67 percent of Estonian bodies use it regularly.

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The Mobile-ID is a appropriate SIM agenda from adaptable annual providers, with an anchored claimed key and an appliance for affidavit and signing with no charge for a agenda reader. If you appetite to log in to your coffer account, you alone charge to admission a countersign on your adaptable phone. The Smart-ID lets the user admission cyberbanking casework such as cyberbanking casework – afterwards acceptance his/her character online – via a smartphone after a SIM agenda or a book as continued as there is Wi-Fi service. The e-Residency may be the best artistic cyberbanking character affection formed out by Estonia. It lets foreigners set up a aggregation in Estonia after the charge to be physically in the country. E-residents again accept admission to the EU business ambiance and can use attainable e-services through their agenda identity. Currently, 20,000 bodies of 138 nationalities accept activated for e-Residency.

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It is noteworthy that Estonia’s acknowledged acquaintance has been exported to added countries – a database arrangement developed by Estonia for barter of advice and attainable by the attainable is now acclimated in Finland, Azerbaijan, Namibia and the Faroe Islands, an free country aural the Kingdom of Denmark. Back Japan aboriginal launched its civic cyberbanking character My Number aboriginal aftermost year, they additionally approved Estonia’s experience.

Hong Kong can additionally booty a blade from Singapore’s book. The island accompaniment has positioned itself as a acute nation and is adopting added avant-garde agenda character technology. Its new civic agenda character is a adaptable appliance that uses encryption to verify character online; it can be acclimated to assurance abstracts and backpack out assorted online transactions. The ambition of the activity is to use the adaptable appliance for admission to attainable and clandestine services, such as medical and cyberbanking services, removing the altercation of canonizing altered usernames and passwords in altered organizations. It is currently ability a six-month analysis and is accepted to be implemented aural three years, and to alter the SingPass launched in 2003. Compared with SingPass, the adaptable agenda character uses attainable key basement for encryption. It is added acceptable and defended than the accepted one-off countersign via SMS. The new arrangement will additionally accommodate biometric elements for abstracts protection, and abutment an appliance programming interface to facilitate accord by clandestine companies.

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Britain launched Verify in May aftermost year; the arrangement lets citizens accept from several methods to prove identities to attainable and clandestine entities such as column offices or banks. Once character is verified, a aborigine can use at atomic 15 government casework accompanying to claimed tax accounts, pensions and agent licensing.

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Hong Kong should apprentice from across adventures to accredit bland addition of eID. In the meantime, the cyberbanking area has been discussing how to advance the action of KYC (know your customer) in contempo years. At present, a coffer needs to verify a customer’s identity, background, antecedent of funds and acceptance of annual with every new annual opening. If it is an enterprise, the chump needs to accommodate advice on benign holders, disinterestedness structure, etc. It is time-consuming and inconvenient. If a approaching eID can be implemented calm with KYC platforms of all cyberbanking organizations, such an chip belvedere will action users abundant convenience. It can additionally be opened to outsiders, paving the way for the Greater Bay Area development and added deepening Hong Kong’s cachet as a common cyberbanking center.

(HK Edition 11/27/2017 page10)

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